Short answer: Heritage Harbor gives you gated golf-course living in Lutz with a resort pool, clubhouse and restaurant, a low HOA, and the Steinbrenner High school cluster, at prices well below Cheval.
Heritage Harbor at a glance
- Location: Lutz, ZIP 33558, Hillsborough County
- Size: about 660 homes; gated 18-hole golf community with low HOA and a CDD (Momentum Realty)
- Median price: about $629,000 over two years, $370,000–$1,050,000 (Horizon Palm Realty)
- Built: 1998–2004
What the homes are like
Single-family homes of about 1,850 to 4,800 square feet, many on the golf course or conservation, with pools in more than half.
Amenities
An 18-hole golf course, a resort pool with water slide, clubhouse, restaurant, fitness center, tennis and playground.
HOA and CDD
HOA of about $115–$135 a month in most villages (some higher) plus a CDD. Confirm both.
Getting around
Close to SR-54 and the Suncoast Parkway, about 25–30 minutes to Tampa International Airport.
What to check before you buy
- CDD amount.
- Golf-course lot trade-offs.
- Roof and AC age on 2000-era homes.
Nearby neighborhoods to compare
- Cheval: guard-gated with bigger estates
- Long Lake Ranch: newer homes around a lake
- Plantation Palms: gated golf with no CDD in Land O’ Lakes
Thinking about Heritage Harbor?
Tell me your budget and must-haves and I’ll send recent closed sales in Heritage Harbor, the current HOA and CDD numbers for the street you like, and how it compares with the rest of Lutz. You can also get an alert the moment a home here lists.