Short answer: Cheval is Lutz’s established guard-gated golf address: three staffed gates, a mix of villages from villas to large estates, and two courses, the private Club at Cheval and public TPC Tampa Bay, about 20 minutes from the airport.
Cheval at a glance
- Location: off Dale Mabry/Veterans Expressway corridor in Lutz, ZIP 33558, Hillsborough County
- Security: three staffed gates 24/7 and roving patrol; established 1989 (Momentum Realty)
- Golf: optional membership at The Club at Cheval and TPC Tampa Bay (Nest Seekers listing)
- Prices: Cheval West Village median about $696,500 and Cheval West Village Three about $760,000, built 1992–1999 (Horizon Palm Realty)
What the homes are like
Villages range from maintenance-free villas and Mediterranean enclaves like Biarritz to the Estates of Cheval, where homes top 5,000 square feet on large lots. Most were built from the late 1980s to the 2000s.
Amenities
Optional club membership with championship golf, tennis, pickleball, pool, fitness and dining.
HOA and CDD
HOA varies a lot by village: Cheval East runs about $947 a quarter with the guard included, while some Cheval West villages are a few hundred dollars a year. Ask for the master and village dues for the address.
Getting around
The Veterans Expressway puts Tampa International Airport and Westshore about 20 minutes away. Dale Mabry shopping is close.
What to check before you buy
- Village dues and what they include.
- Club membership costs if you want golf.
- Roof and systems on 1990s homes.
Nearby neighborhoods to compare
- Heritage Harbor: gated golf at lower prices
- Crenshaw Lakes: lakefront estates with no HOA
- Waterchase: guard-gated near Westchase
Thinking about Cheval?
Tell me your budget and must-haves and I’ll send recent closed sales in Cheval, the current HOA and CDD numbers for the street you like, and how it compares with the rest of Lutz. You can also get an alert the moment a home here lists.