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Gulf Harbors, New Port Richey

A New Port Richey canal community west of US-19 with deep-water Gulf access, two community boat ramps, an optional private beach club on the Gulf, a voluntary civic association and no CDD.

Gulf access canals · Two boat ramps · Private beach club · Voluntary association · No CDD · Golf-cart friendly

Updated November 2026 by Frankie Gomez, People's Trust Realty

About $280K inland to $930K+ on the waterPrice feel · Stellar MLS listings, 2026
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Short answer: Gulf Harbors is New Port Richey’s classic boating community: saltwater canals out to the Gulf, two community boat ramps, a private beach club you can join, and a voluntary association with no CDD.

Gulf Harbors at a glance

  • Location: west of US-19 via Marine Parkway, ZIP 34652
  • Civic association: voluntary, about $100–$125 a year, with two community boat ramps and the clubhouse (Homes.com listing)
  • Beach club: optional members-only sandy beach with cabanas overlooking the Gulf and Anclote Key (Century 21 listing)
  • Prices: about $280,000 inland to $929,900 on the water (Stellar MLS, 2026)

What the homes are like

1970s and 1980s canal homes, newer elevated rebuilds, and inland homes in Gulf Harbors Woodlands. Neighboring Flor-A-Mar has similar canal homes.

Flood insurance and elevation

Many homes here are in flood zone AE, and some flooded during Hurricane Helene in 2024. Get the elevation certificate, a flood quote and the storm history before you write an offer.

Getting around

Publix, Sam’s Club and downtown New Port Richey are minutes away; US-19 runs north and south.

What to check before you buy

  • Elevation and flood quote.
  • Seawall and dock.
  • Bridges and canal depth for your boat.
  • Storm history.

Nearby neighborhoods to compare

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Straight answers

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Does Gulf Harbors have a private beach?

Yes. Residents can join the members-only Gulf Harbors beach club, with cabanas and grills overlooking the Gulf and Anclote Key.

Is there an HOA in Gulf Harbors?

Most of Gulf Harbors has a voluntary civic association, about $100 to $125 a year, with access to two community boat ramps and the clubhouse. Gulf Harbors Woodlands has a mandatory HOA of about $60 a month with a pool.

Is Gulf Harbors in a flood zone?

Many sections are in FEMA zone AE. Get the elevation certificate and a flood quote before you make an offer.

How much are homes in Gulf Harbors?

From about $280,000 inland in the Woodlands to $540,000–$930,000 on the water, with large deep-water homes above $2 million (Stellar MLS, 2026).

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